Last week’s speaker was Steve Emerick (left) who is the Manager, Preferred Client Relations of Asset Strategies International. His talk was about adding gold and precious metal metals to individual portfolios.

In spite of the immediate “Why Not To Do It Objections” (Don’t pay interest, Storage, Sometimes high price, Occasional economic uncertainty (currently Cyprus). Steve recommended following his lead in making precious metals at least 5% of one’s portfolio. Think of them as home insurance (volume never goes to zero. They could prove the only backup under a true personal emergency.